Why should you insure yourself against credit risks?

The Credit Insurance Policy is a risk management tool that helps you protect your trade receivables and stabilize your cash flow.

How can credit insurance work as a financial tool?

Lenders recognize that the insolvency of a company's key customers may jeopardize repayment of a loan. Credit insurance reduces this risk and may ensure more favorable borrowing terms.

How does credit insurance enhance your sales?

Credit insurance enables you to sell more goods on credit terms while substantially reducing the overall risk of exposure to non-payment. It also enables you to safely expand into new product lines or territories.

Must all accounts be insured?

No. The Policy is flexible and can be tailored to fit your specific needs. It can cover your entire portfolio, only key accounts or a single buyer.

What additional covers can you get through LCI?

You can add endorsements to your policy such as the political risk endorsement or the pre-shipment endorsement.

How does credit limit operate?

The Trade Credit Insurer issues a credit limit for every buyer with whom you trade. The level of the limit is set at the maximum amount that can be owed by the buyer at any time. The granted credit limit is the maximum insured credit line for a specific buyer which operates on revolving basis. You can trade within the approved credit limit throughout the policy period without further reference to the Insurer.

Why choose LCI?

LCI is the first independent specialized trade credit insurer in Lebanon and the Middle East, the leader in its this field. LCI is a fast growing company supported by first class Reinsurers.

With its strategic global positioning and its regional presence, you will benefit from LCI’s receivables management expertise on many levels such as sales ledger administration, debt collection services and credit information.

LCI offers you tailor-made products adapted to your specific requirements. With LCI’s dedicated team, you will receive the best quality of advice and the highest standards of services.